Plant the seeds to grow your legacy. The first seed consists of meeting with a professional. Let us work with you to determine the type of policy that best suits you and your goals. The average insurance policy starts as low as $15 per month. The average disability insurance policy can start as low as $35 per month. Premiums vary based on age, health, benefit amount, and other factors. Remember there are a variety of policies available dependent on your life’s journey. Only need a death benefit? Are you planning for retirement? Is college funding, or growing cash a factor? Let us help to determine the best fit for you.